by Margie Olivares
What does it mean to be a partner family with Habitat for Humanity of San Antonio? Here at Habitat, we partner with hardworking families to help them achieve homeownership. Keep reading to learn more about what it means to become a partner family.
Homeowners are partners of Habitat for Humanity of San Antonio. When they partner with us, they commit to 300 hours of sweat equity. Families earn sweat equity hours in various ways. First, they commit to attending all 17 homebuyer readiness classes. The goal of these classes is to help prepare them to become successful homeowners. Second, they can do physical labor alongside volunteers helping build their homes and their neighbors’ homes too. Finally, there are also opportunities to help at one of our Home Center stores and occasionally in the office or at events.
Ability to pay the mortgage
Habitat partners with families whose income falls between 30% to 80% of the Area Median Income (AMI). This number is based on monthly income and family size. We want to make sure that when families partner with us, they have the ability to make their payments. Habitat helps prepare them through financial education classes in their homebuyer readiness courses. We also ensure that they meet our income guidelines. One of the most important ones is that their mortgage payment does not exceed 30% of their gross monthly income.
Can anyone apply?
Yes! Habitat abides by the Fair Housing Act. We are firmly committed to treating applicants fairly and do not discriminate based on race, religion, color, national origin, sex, age, disability, or any other protected class. (Applicants must however be at least 18 years of age to apply for the program.)
To qualify, however, families must fall within our program guidelines. (Click here to see a list of qualifications.)
How to apply?
There are many ways to apply for the program.
- Visit www.habitatsa.org/apply-for-a-home/
- Fill out the application in person at our office located at 311 Probandt, San Antonio, TX 78204
Feel free to contact our office with any other questions at 210-223-5203. We are happy to answer any other questions or concerns you may have about the program.