Apply for a Home

How to Apply

Pre-Qualification

SCROLL DOWN BELOW: To apply – complete a pre-qualification Mortgage Counseling Questionnaire online, mail-in printed PDF, or visit our office.

Our office hours are Monday – Friday from 8:30 am to 4:30 pm. Once we have received your form, you will receive a response by mail within 3-4 weeks.

Qualification Checklist

You must meet all of the following requirements to qualify for the program:

• Have a need for affordable housing by meeting the income guidelines
• Includes income from Social Security, SSI, child support, and/or employment income.
• Does not include TANF, Unemployment, or Food Stamps.
• Have a clear marital status. No Separation. Acceptable status’ include:
  • Divorced
  • Single
  • Widowed
  • Married
• Have a workable credit history. No established credit will not affect eligibility. We do not use a credit score.
• Medical and dental bills are not counted against you!
• Have 3 years stable income history.
• Be a permanent resident of Bexar County with proof of Social Security number.
• Be a first-time homebuyer or not have owned a home within the last three (3) years.
• Be willing to partner with Habitat by participating in sweat equity and homeowner education meetings.