How To Apply
Habitat Home Buying Program
Habitat for Humanity of San Antonio is a non-profit, faith based organization working in partnership with God’s people in need of a simple, decent and affordable home. Habitat builds new 3 & 4 bedroom homes. Each home has one bath and an option to purchase an extra bath and costs approximately $58,000-$63,000.
We offer a 20-year loan with NO INTEREST! Payments are approximately $400 to $450 per month (this includes homeowner’s insurance and property taxes). A $1300.00 down payment is required (covers first year homeowner’s insurance, property taxes, and closing costs).
Once in the program, 300 sweat equity hours of time and labor must be invested in your home as well as homes of other Habitat households. Homeowners attend required homeowner education meetings.
It takes an average of 9 – 12 months to complete the program.
To find Habitat communities in your area, visit our Communities page.
Pre-Qualification Forms
To apply either visit our office or print and complete a pre-qualification form (available above) and send it to the Habitat office at 311 Probandt. Once we have received your form you will receive a response within 2-3 weeks.
Contact Family Services at:
Habitat for Humanity of San Antonio
311 Probandt, San Antonio, TX 78204
phone: (210) 223-5203 fax: (210) 223-5536
Office Hours 8:30 – 4:30 M-F
Qualification Checklist
You must meet all of the following requirements to qualify for the program: - Have a need for affordable housing by meeting the income guidelines.
- Includes income from Social Security, SSI, child support, and/or employment income.
- Does not include TANF, Unemployment, or Food Stamps.
- Have a clear marital status. Acceptable status’ include:
* NO separation
* Divorced
* Single
* Widowed
* Married - Have a workable credit history. NO credit is GOOD credit! We do not use a credit score.
- Medical and dental bills are not counted against you!
- Have 3 years stable income history.
- Be a permanent resident of Bexar County with proof of Social Security number.
- Be a first-time homebuyer or not have owned a home within the last three (3) years.
- Be willing to partner with Habitat by participating in sweat equity and homeowner education meetings.